🚀 Splitwise alternative no extra apps

Split Expenses in Telegram. No Extra Apps.

Add Splitsheet to your group chats and track shared expenses with friends, roommates, or travel buddies - right where you already talk.

Add to Telegram How it works
Privacy focused
Secure
100% Uptime

Expense Tracking Made Conversational

See how users track expenses and split bills through natural chat, just like texting a friend who's great with money.

B

Trip to Barcelona

Alex, Maria, Tom, You

A

Hey guys! So awesome we're finally going on our trip to Barcelona! 🏖️

Alex 11:42
M

Hey team, how are we going to track expenses on this trip? Last time it was a mess trying to figure out who paid for what...

Maria 11:45
You added Splitsheet to the group
Splitsheet

Hello! I'm Splitsheet, here to help you split bills with friends.

Here's how to get started:

  1. Join the Splitsheet by clicking the Join button
  2. Reply to the Splitsheet with a description of your expense

Splitsheet

Members: 4

Expenses:

  • Alex · Tickets ✈️
    660€
  • You · Hotel
    432€
Total: 1092€

Who owes what:

  • Maria → You
    108€
  • Tom → You
    108€
  • You → Alex
    57€
  • Maria → Alex
    165€
  • Tom → Alex
    165€
Join
Splitsheet 11:47
A
Splitsheet

Tickets ✈️ 165€ each

Alex 11:52
Y
Splitsheet

Hotel 432€ total

You 11:58

Split Expenses With Friends, Right Inside Telegram

✉️

Simple Text Input

Just reply to the Splitsheet with a description like "groceries 50" or "John bought dinner for me 30"

👥

Group-Ready

Add to any Telegram group chat and start tracking expenses with roommates, friends, or travel buddies

📌

Always Accessible

Pin the Splitsheet to your chat for instant access anytime anyone needs to add an expense

✏️

Easy Editing

Edit or delete expenses by editing your message or replying to it with changes

🔄

Real-time Updates

The Splitsheet updates instantly for everyone in the chat when expenses are added or edited

🧠

Natural Language

The bot understands complex descriptions like "Alex paid for dinner for me and Lisa, 25 each"

Try Splitsheet Now

Perfect For Any Shared Expenses

🏠

Roommates

Track rent, utilities, groceries, and household supplies without the awkward money talks.

✈️

Travel

Split costs for accommodation, transportation, meals, and activities during group trips.

🍕

Dining Out

Track who paid for what when eating out with friends, with exact amounts for each person.

🎁

Group Gifts

Organize collections for birthday presents or special occasions without chasing people for money.

How It Works In Real Life

1. Add @splitsheetbot to your group chat with friends

2. Bot creates a Splitsheet - a special message that tracks all expenses

3. Everyone joins the Splitsheet by clicking the button

4. When someone pays for something, they reply to the Splitsheet with a message like "dinner 60"

5. The Splitsheet updates automatically showing who owes whom

Splitsheet vs Splitwise

Why juggle between apps when you can split expenses right where you chat?

Splitsheet

  • ✓ Works directly in Telegram - no new app needed
  • ✓ Instant setup in group chats - add bot and start tracking
  • ✓ Real-time updates visible to everyone in the chat
  • ✓ Natural language expense entry - just write what you paid for
  • ✓ Free for basic group expense tracking

Splitwise

  • • Requires downloading and installing a separate app
  • • Complex signup and group creation process
  • • Notifications require opening the app
  • • Structured forms with multiple fields to fill out
  • • Free tier with limitations, requires premium for advanced features
Start splitting in Telegram

Frequently Asked Questions

Is Splitsheet free to use?
Yes, Splitsheet is free for basic use. You can create splits, add expenses, and split bills in group chats. There's a limit of expenses per Splitsheet, but you can always create a new one with the /newsplit command.
How does Splitsheet differ from Splitwise?
Splitsheet works right inside Telegram - no need to install another app. It's designed for simplicity with natural language input. You can just reply to the Splitsheet with text like "dinner 50" to add expenses, making it faster and more convenient for quick splits.
Is my financial data secure?
Yes. Splitsheet doesn't require bank accounts or payment methods. It only tracks what you enter in the chat. Your data stays in your Telegram chat and isn't shared with third parties.
Can the bot read all my messages in the group?
No, the bot uses Telegram's privacy mode and only has access to direct replies or mentions. It cannot see other messages in the group chat.
Can I settle debts through Splitsheet?
Splitsheet tracks who owes what but doesn't process payments directly. It shows a clear breakdown of debts so you can settle up however works best for your group - cash, transfer, or other methods.
Can I edit or delete expenses after adding them?
Yes! You can edit expenses by either editing your original message or replying to it with the changes. To delete an expense, reply to your message requesting deletion.

Still have questions?

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